This Privacy Policy describes how LTR Capital Partners, LLC. ("AutoMLO," "we," "us," or "our") collects, uses, and shares information about you when you use our website, applications, and services (collectively, the "Services").
1. Information We Collect
1.1 Information You Provide
We collect information you provide directly to us, including:
- Account Information: When you create an account, we collect your name, email address, password, company/organization name, and phone number.
- Profile Information: Information you add to your profile such as job title, business address, and preferences.
- Lead and Contact Data: Information about leads and contacts you input, import, or manage through our platform, including names, addresses, phone numbers, and email addresses.
- Communications: When you contact us for support or communicate with us, we collect the content of those communications.
- Payment Information: If you subscribe to paid services, we collect payment details (processed securely through third-party payment processors).
1.2 Information Collected Automatically
When you use our Services, we automatically collect:
- Usage Data: Information about how you interact with our Services, including pages visited, features used, and actions taken.
- Device Information: Device type, operating system, browser type, IP address, and unique device identifiers.
- Cookies and Tracking: We use cookies and similar technologies to collect information and improve our Services.
1.3 Information from Third Parties
We may receive information from third-party sources, including:
- Data enrichment services that help enhance lead and contact information
- Public databases and records
- OAuth providers (e.g., Google) when you choose to sign in with third-party services
2. How We Use Your Information
We use the information we collect to:
- Provide, maintain, and improve our Services
- Process transactions and send related notifications
- Send technical notices, security alerts, and administrative messages
- Respond to your comments, questions, and support requests
- Communicate with you about products, services, and events
- Monitor and analyze trends, usage, and activities
- Detect, investigate, and prevent fraudulent or unauthorized activity
- Personalize and improve your experience
- Comply with legal obligations
3. How We Share Your Information
We may share your information in the following circumstances:
- Service Providers: With vendors and service providers who perform services on our behalf (e.g., payment processing, email delivery, data enrichment, hosting).
- Business Transfers: In connection with a merger, acquisition, or sale of assets.
- Legal Compliance: When required by law or to respond to legal process.
- Protection of Rights: To protect our rights, privacy, safety, or property, and that of our users.
- With Your Consent: When you have given us explicit consent to share your information.
4. Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, secure servers, access controls, and regular security assessments.
However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.
5. Data Retention
We retain your information for as long as your account is active or as needed to provide you Services. We also retain information as necessary to comply with legal obligations, resolve disputes, and enforce our agreements.
6. Your Rights and Choices
Depending on your location, you may have certain rights regarding your personal information:
- Access: Request a copy of the personal information we hold about you.
- Correction: Request correction of inaccurate or incomplete information.
- Deletion: Request deletion of your personal information.
- Portability: Request your data in a portable format.
- Opt-Out: Opt out of marketing communications at any time.
- Cookies: Manage cookie preferences through your browser settings.
To exercise these rights, please contact us at loans@lendingtradecenter.com.
7. Third-Party Services
Our Services may contain links to third-party websites and services. We are not responsible for the privacy practices of these third parties. We encourage you to read their privacy policies.
8. Children's Privacy
Our Services are not directed to children under 18. We do not knowingly collect personal information from children. If we learn that we have collected information from a child, we will delete it promptly.
9. International Data Transfers
Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. When we transfer your information, we take appropriate safeguards to protect it.
10. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy on this page and updating the effective date. Your continued use of the Services after changes constitutes acceptance of the updated policy.
11. Contact Us
If you have questions about this Privacy Policy or our privacy practices, please contact us: