Refinance
Lower your payment. Access cash. Stay in control.
Flexible refinance options tailored to your goals — from rate-and-term to cash-out. Talk with an advisor or apply online in minutes.
Why refinance with LTR Capital
Competitive rates
We explore the best options so you can save more over the life of your loan.
Cash-out flexibility
Tap equity for renovations, debt consolidation, or investments with clear, straightforward terms.
Speed + clarity
Move from application to approval with a simple, guided process and responsive communication.
Expert support
Work with experienced advisors focused on your unique scenario and timeline.
No-pressure approach
We lay out options and timelines so you can make a confident decision.
Modern experience
Apply online, sign electronically, and meet by Zoom when convenient.
How it works
- 1Apply online in minutes or schedule a quick Zoom
- 2Get options, rate scenarios, and estimated savings
- 3Lock and finalize with clear next steps
- 4Close quickly and start saving
What clients say
“LTR made my refinance painless and fast. Clear communication the whole way.”
“Great rate and cash-out for renovations. The Zoom consult was super helpful.”